Credit Rating - Revision history

Ian.Jones at 12:03, 15 August 2009

Ian.Jones — Sat, 15 Aug 2009 12:03:46 GMT

←Older revision		Revision as of 12:03, 15 August 2009
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-	Credit ratings measure a borrower's creditworthiness and provide an international framework for comparing the credit quality of issuers and rated [[Bond\|bond]]s. Rating agencies allocate three kinds of ratings: for issuers, for long-term [[Debt\|debt]] and for short-term debt. Of these, issuer credit ratings are the most widely watched. They measure the creditworthiness of the borrower including its capacity and willingness to meet its financial obligations. A top rating means there is thought to be almost no [[Risk\|risk]] of the borrower failing to pay interest and [[Principal\|principal]]. ~~Credit ratings~~ are derived from an examination of a company or a government's past financial history, its current [[Assets\|assets]] and [[Liabilities\|liabilities]] and its future prospects. The higher the rating the less the borrower will need to pay for funds. The top credit rating issued by the main agencies ([[Standard & Poor's\|Standard & Poor's]], [[Moody's]] and [[Fitch]] is AAA or Aaa. This is reserved for a few sovereign and corporate issuers. The naming and designation of ratings varies according to each agency. ~~But they all~~ fall into two broad groups [[Investment Grade\|investment grade]] and speculative or junk grade.	+	Credit ratings measure a borrower's creditworthiness and provide an international framework for comparing the credit quality of issuers and rated [[Bond\|bond]]s. Rating agencies allocate three kinds of ratings: for issuers, for long-term [[Debt\|debt]] and for short-term debt. Of these, issuer credit ratings are the most widely watched. They measure the creditworthiness of the borrower including its capacity and willingness to meet its financial obligations. A top rating means there is thought to be almost no [[Risk\|risk]] of the borrower failing to pay interest and [[Principal\|principal]]. Ratings are derived from an examination of a company or a government's past financial history, its current [[Assets\|assets]] and [[Liabilities\|liabilities]] and its future prospects. The higher the rating the less the borrower will need to pay for funds. The top credit rating issued by the main agencies, [[Standard & Poor's\|Standard & Poor's]], [[Moody's]] and [[Fitch]], is AAA or Aaa. This is reserved for a few sovereign and corporate issuers. The naming and designation of ratings varies according to each agency. They fall into two broad groups [[Investment Grade\|investment grade]] and speculative or junk grade.

	See also: [[Credit Watch]], [[Downgrade]]		See also: [[Credit Watch]], [[Downgrade]]

Ian.Jones at 11:46, 15 August 2009

Ian.Jones — Sat, 15 Aug 2009 11:46:01 GMT

←Older revision		Revision as of 11:46, 15 August 2009
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-	Credit ratings measure a borrower's creditworthiness and provide an international framework for comparing the credit quality of issuers and rated [[Bond\|bond]]s. Rating agencies allocate three kinds of ratings: for issuers, for long-term [[Debt\|debt]] and for short-term debt. Of these, issuer credit ratings are the most widely watched. They measure the creditworthiness of the borrower including its capacity and willingness to meet its financial obligations. A top rating means there is thought to be almost no [[Risk\|risk]] of the borrower failing to pay interest and [[Principal\|principal]]. The higher the rating the less the borrower will need to pay for funds. The top credit rating issued by the main agencies ([[Standard & Poor's\|Standard & Poor's]], [[Moody's]] and [[Fitch]] is AAA or Aaa. This is reserved for a few sovereign and corporate issuers. The naming and designation of ratings varies according to each agency. But they all fall into two broad groups [[Investment Grade\|investment grade]] and speculative or junk grade.	+	Credit ratings measure a borrower's creditworthiness and provide an international framework for comparing the credit quality of issuers and rated [[Bond\|bond]]s. Rating agencies allocate three kinds of ratings: for issuers, for long-term [[Debt\|debt]] and for short-term debt. Of these, issuer credit ratings are the most widely watched. They measure the creditworthiness of the borrower including its capacity and willingness to meet its financial obligations. A top rating means there is thought to be almost no [[Risk\|risk]] of the borrower failing to pay interest and [[Principal\|principal]]. Credit ratings are derived from an examination of a company or a government's past financial history, its current [[Assets\|assets]] and [[Liabilities\|liabilities]] and its future prospects. The higher the rating the less the borrower will need to pay for funds. The top credit rating issued by the main agencies ([[Standard & Poor's\|Standard & Poor's]], [[Moody's]] and [[Fitch]] is AAA or Aaa. This is reserved for a few sovereign and corporate issuers. The naming and designation of ratings varies according to each agency. But they all fall into two broad groups [[Investment Grade\|investment grade]] and speculative or junk grade.

	See also: [[Credit Watch]], [[Downgrade]]		See also: [[Credit Watch]], [[Downgrade]]

Ian.Jones at 14:03, 24 June 2009

Ian.Jones — Wed, 24 Jun 2009 14:03:01 GMT

←Older revision		Revision as of 14:03, 24 June 2009
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	Credit ratings measure a borrower's creditworthiness and provide an international framework for comparing the credit quality of issuers and rated [[Bond\|bond]]s. Rating agencies allocate three kinds of ratings: for issuers, for long-term [[Debt\|debt]] and for short-term debt. Of these, issuer credit ratings are the most widely watched. They measure the creditworthiness of the borrower including its capacity and willingness to meet its financial obligations. A top rating means there is thought to be almost no [[Risk\|risk]] of the borrower failing to pay interest and [[Principal\|principal]]. The higher the rating the less the borrower will need to pay for funds. The top credit rating issued by the main agencies ([[Standard & Poor's\|Standard & Poor's]], [[Moody's]] and [[Fitch]] is AAA or Aaa. This is reserved for a few sovereign and corporate issuers. The naming and designation of ratings varies according to each agency. But they all fall into two broad groups [[Investment Grade\|investment grade]] and speculative or junk grade.		Credit ratings measure a borrower's creditworthiness and provide an international framework for comparing the credit quality of issuers and rated [[Bond\|bond]]s. Rating agencies allocate three kinds of ratings: for issuers, for long-term [[Debt\|debt]] and for short-term debt. Of these, issuer credit ratings are the most widely watched. They measure the creditworthiness of the borrower including its capacity and willingness to meet its financial obligations. A top rating means there is thought to be almost no [[Risk\|risk]] of the borrower failing to pay interest and [[Principal\|principal]]. The higher the rating the less the borrower will need to pay for funds. The top credit rating issued by the main agencies ([[Standard & Poor's\|Standard & Poor's]], [[Moody's]] and [[Fitch]] is AAA or Aaa. This is reserved for a few sovereign and corporate issuers. The naming and designation of ratings varies according to each agency. But they all fall into two broad groups [[Investment Grade\|investment grade]] and speculative or junk grade.

-	See also: ~~[[AAA]],~~ [[Credit Watch]], [[Downgrade]]	+	See also: [[Credit Watch]], [[Downgrade]]

	[http://www.moodys.com/ www.moodys.com]		[http://www.moodys.com/ www.moodys.com]

Ian.Jones at 14:02, 24 June 2009

Ian.Jones — Wed, 24 Jun 2009 14:02:19 GMT

←Older revision		Revision as of 14:02, 24 June 2009
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-	Credit ratings measure a borrower's creditworthiness and provide an international framework for comparing the credit quality of issuers and rated [[~~Debt~~\|~~debt~~]] ~~securities~~. Rating agencies allocate three kinds of ratings: for issuers, for long-term debt and for short-term debt. Of these, issuer credit ratings are the most widely watched. They measure the creditworthiness of the borrower including its capacity and willingness to meet financial obligations. A top rating means there is thought to be almost no [[Risk\|risk]] of the borrower failing to pay interest and [[Principal\|principal]]. The higher the rating the less the borrower will need to pay for funds. The top ~~[[Credit Rating\|~~credit rating]] issued by the main agencies ([[Standard & Poor's\|Standard & Poor's]], Moody's and Fitch ~~IBCA)~~ is AAA or Aaa. This is reserved for a few sovereign and corporate issuers. The naming and designation of ratings varies according to each agency. But they all fall into two broad groups ~~�??~~ [[Investment Grade\|investment grade]] and speculative (junk) grade.	+	Credit ratings measure a borrower's creditworthiness and provide an international framework for comparing the credit quality of issuers and rated [[Bond\|bond]]s. Rating agencies allocate three kinds of ratings: for issuers, for long-term [[Debt\|debt]] and for short-term debt. Of these, issuer credit ratings are the most widely watched. They measure the creditworthiness of the borrower including its capacity and willingness to meet its financial obligations. A top rating means there is thought to be almost no [[Risk\|risk]] of the borrower failing to pay interest and [[Principal\|principal]]. The higher the rating the less the borrower will need to pay for funds. The top credit rating issued by the main agencies ([[Standard & Poor's\|Standard & Poor's]], [[Moody's]] and [[Fitch]] is AAA or Aaa. This is reserved for a few sovereign and corporate issuers. The naming and designation of ratings varies according to each agency. But they all fall into two broad groups [[Investment Grade\|investment grade]] and speculative or junk grade.

-	See also: [[AAA]], [[Credit Watch]], [[Downgrade~~]], [[Moody's]], [[Standard & Poor's~~]]	+	See also: [[AAA]], [[Credit Watch]], [[Downgrade]]

	[http://www.moodys.com/ www.moodys.com]		[http://www.moodys.com/ www.moodys.com]

Ian.Jones at 08:48, 13 June 2009

Ian.Jones — Sat, 13 Jun 2009 08:48:04 GMT

←Older revision		Revision as of 08:48, 13 June 2009
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-	Credit ratings measure a borrower's creditworthiness and provide an international framework for comparing the credit quality of issuers and rated [[Debt\|debt]] securities. Rating agencies allocate three kinds of ratings: for issuers, for long-term debt and for short-term debt. Of these, issuer credit ratings are the most widely watched. They measure the creditworthiness of the borrower including its capacity and willingness to meet financial obligations. A top rating means there is thought to be almost no [[Risk\|risk]] of the borrower failing to pay interest and [[Principal\|principal]]. The higher the rating the less the borrower will need to pay for funds. The top [[Credit Rating\|credit rating]] issued by the main agencies ([[Standard & Poor's\|Standard & Poor's]], Moody's and Fitch IBCA) is AAA or Aaa. This is reserved for a few sovereign and corporate issuers. The naming and designation of ratings varies according to each agency. But they all fall into two broad groups ?? [[Investment Grade\|investment grade]] and speculative (junk) grade.	+	Credit ratings measure a borrower's creditworthiness and provide an international framework for comparing the credit quality of issuers and rated [[Debt\|debt]] securities. Rating agencies allocate three kinds of ratings: for issuers, for long-term debt and for short-term debt. Of these, issuer credit ratings are the most widely watched. They measure the creditworthiness of the borrower including its capacity and willingness to meet financial obligations. A top rating means there is thought to be almost no [[Risk\|risk]] of the borrower failing to pay interest and [[Principal\|principal]]. The higher the rating the less the borrower will need to pay for funds. The top [[Credit Rating\|credit rating]] issued by the main agencies ([[Standard & Poor's\|Standard & Poor's]], Moody's and Fitch IBCA) is AAA or Aaa. This is reserved for a few sovereign and corporate issuers. The naming and designation of ratings varies according to each agency. But they all fall into two broad groups �?? [[Investment Grade\|investment grade]] and speculative (junk) grade.

	See also: [[AAA]], [[Credit Watch]], [[Downgrade]], [[Moody's]], [[Standard & Poor's]]		See also: [[AAA]], [[Credit Watch]], [[Downgrade]], [[Moody's]], [[Standard & Poor's]]
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	[http://www.fitchratings.com/ www.fitchratings.com]		[http://www.fitchratings.com/ www.fitchratings.com]
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		+	http://www.sec.gov/news/studies/2008/craexamination070808.pdf

Reuters at 00:00, 1 August 2005

Reuters — Mon, 01 Aug 2005 00:00:00 GMT

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